Mr. Titus F Fernandes

TITUS F FERNANDES M B A , is the CM club Advisor from Mangalore 1, (621) of LIFE INSURANCE CORPORATION OF INDIA (L I C ) – India`s Most trusted life insurer and GOLD star advisor from Mangalore DO of UNITED INDIA INSURANCE CO. ( UIIC) which Is a state owned General Insurance company for the last 22 years.

TITUS F FERNANDES was the school pupil leader of St. Aloysius High School, Mangalore in 1978 and after completing his graduation from S D M College of Business Management Mangalore in 1983, he worked for M/s. Rizvi Builders, Bandra, Bombay. He then moved to the transport business, owned and managed a fleet of trucks. In the name and style of FERNS TRANSPORT. Later in the year 1990, he became the Secretary of D K District Lorry Owners Association.

 In the year 2001, attracted with Insurance, which was part of the Transport Business, he appeared for IRDA exam, entered General Insurance and then into the Life insurance industry. In the first year itself, he did remarkable General & Life insurance with the support of friends from transport Industry and family. To facilitate best services to customers, he opened PREMIUM POINT, in the name & style of FERNS SERVICES, in KADRI, MANGALORE, in the year 2009. Presently operating from own premises # 3, Jayavarma Center, opp Mallikatte Circle, MANGALORE – 575002.

 In the year 2011, with the biggest premium business in LIC, TITUS F FERNANDES became Mangalore’s FIRST and only MDRT qualifier for the year 2011. Later, in 2012 attended first MDRT convention in Anaheim, USA. He has been achieving MDRT every year till today (2024), total of 13 times MDRT and has become MDRT life member (from 2021).

In the year 2013 while attending LUGI (LIFE UNDERWRITERS GUILD OF INDIA) Convention at Bangalore inspired by MR P SRINIVASAN founder of LUGI, became life member of LUGI and Mangalore Chapter Treasurer and attended all Conferences abroad and in India, till date (SRILANKA 2024).

 He is also LIFE MEMBER OF Mangalore Management Association (Affiliated to All India Management Association, New Delhi)

He has attended 10 conventions in USA & CANADA from 2012 with the 2019 & 2022 GLOBAL Convention in Sydney, AUSTRALIA.

TITUS F FERNANDES aims to give best services to the customers and Educating customers in Financial Planning. For this, he completed his MBA in Insurance & Financial Planning from Chitkara University, Punjab in the year 2019 attending regular classes when the university called for, under the leadership of CA AMAN CHUGH.

While achieving and attending MDRT every year, TITUS F FERNANDES, became Mangalore`s only LIC advisor in 2019-2021 as GALAXY club member, which is the 2nd best club in LIC, next to CORPORATE Club. Success followed in General insurance with UNITED INDIA INSURANCE CO, also crowned with GOLD STAR advisor, from 2019 till today. Since 2021, associated with CARE HEALTH INSURANCE as HEALTH PLANNER.

TITUS F FERNANDES Is specialized in LIFE, HEALTH, CHILD EDUCATION, & PENSION PLANS. WITH TODAYS NECESSITY OF INSURANCE NEXT TO FOOD, CLOTHING AND SHELTER, HAS VAST EXPERIENCE IN ALL FINANCIAL PLANNING PRODUCTS FOR INDIVIUAL AND FAMILY.

INSURANCE IS NOT FOR YOU TO

BECOME RICH

 IT IS FOR IN YOUR ABSENCE

 YOUR FAMILY SHOULD

NOT BECOME POOR.

 

OUR DEATH MARKS

THE END OF OUR LIFE

 BUT OUR FAMILY’S

 JOURNEY CONTINUES.

 

IT IS NOT IN INCOME

MANAGEMENT,

BUT IT IS IN OUTGO MANAGEMENT THAT

A PERSON BECOMES WEALTHY